More consumers are using buy now, pay later options to purchase groceries, and about 41% of those are not paying their bills on time, according to new Lending Tree data released Friday, reports NBC News.

According to the survey, conducted April 2-3 among 2,000 U.S. consumers ages 18 to 79, 51% said they have used a buy now, pay later service like Affirm or Klarna.

Of those 51%, 41% said they paid late in the past year, up from 34% a year ago.

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